RBI Plans Wider Digital Rupee Use

The RBI plans to expand the digital rupee through welfare schemes and cross-border payment pilots.

The RBI Annual Report 2025-26 highlighted plans to expand the use of the digital rupee. The central bank aims to use the e-rupee in welfare schemes and cross-border payment experiments. Pilot projects have tested programmable CBDC use for food subsidies and direct benefit transfer models. The development is important for questions on central bank digital currency, fintech and financial inclusion.